All you need to know about 19+ loans
We are proud to announce the launch of a new department in SCCD, our Partnership and Employment Department. The sole purpose of this department is to help all our graduates into employment.
Who is eligible?
If you are aged 19 or over at the start of your training, a resident in the UK, are studying at Level 3 or 4: QCF Certificates & Diplomas, Access to HE, and A-levels, you can have up to a maximum of four 19+ Advanced Learning Loans.
Key facts about the loan
Your 19+ loan doesn’t have to be repaid until you earn more than £21,000 a year and this will not affect your credit rating. Your payments are linked to how much you earn, not how much you borrow. There is also no upper age limit. Remember also that your 19+ loan is paid directly to your college or training provider.
Repaying your 19+ loan
Only 9% of income above £21,000 – irrespective of the number and amount of loan(s) taken out will be deducted from your income. Interest rates are linked to inflation – a sliding scale of the Retail Price Index (RPI) for incomes of less than £21,000; up to RPI + 3% for incomes above £41,000.
Repayments taken directly from your wage in the same way as tax.
Are there any mitigating factors about repaying my 19+ loan?
If you go back to earning under £21,000 a year than no need to worry as repayments on your loan are suspended. All outstanding amounts are written off after 30 years or death.
Is there any additional support?
There might be additional support for mature students who have learning difficulties or disabilities. Also, you might be eligible to have some costs like babysitting, travel, books and equipment. Individual situations apply. Contact us for further information
It has been an awesome experience. Teachers and staff at SCCD are kind, supportive and always ready to hear and help. A special thank to Fiona as she has been such a wonderful guide through my placement journey. I would also like to thank ms Alexis for the huge amount of support she has always been able to provide. Thank you SCCD
I have done Level 2 and Level 3 SEN diploma through SCCD, I would like to show my gratitude to my lecturer Paulina, and she is very focused and wants the best for learners, by going the extra mile to support learners. I am very pleased to have chosen SCCD as my training centre and would recommend to others.
I sincerely think as an attending student that sccd has hugely improved my knowledge of the british educational system. Mrs Szal, the lecturer is very lovely and approachable; Khalida at the reception is always doing her best to sort the things out for you. I loved everything about the course and I felt very appreciated. Thanks, SCCD!!!! �
As new teachers we have many challenges to face each day. SCCD training helps prepare new educators for these challenges. While teacher training and student teaching won't completely prepare us for every issue we will face, it can help us feel more confident about many common problems that arise for teachers each day. I'm currently teaching 14-19 students and covering my hours in order to get my qualification. Thanks to SCCD for helping me to achieve my goals. :)
Hello, I've been with SCCD since September 2016, and i must say it is a very interesting career path, but overall you get great support to achieve these challenges and tasks which are given, many thanks to Paul for sending me the work via email as I've been ill and couldn't turn up for my lectures, SCCD does not hesitate to let one of their students fail and that makes me happy. I am glad i chose them and forever greatful for Paul Colgrave for being my lecturer� �
I would like to show my appreciation to my teacher Ms Alexis who has always been very encouraging and understanding . She has an excellent and sound knowledge of the UK education system . I find her to be very attentive towards her students and very understanding towards their needs and circumstances. Thank you Ms Alexis !
I have attended level 3 SEN diploma at sccd, I appreciate all the support I received from the staff. I especially appreciate very much the emotional support I received from my tutor paulina, when a member of my family passed while I was studying on the course. Without this encouragement I do not think I would have continued on the course. The lessons were also very informative and relevant to the course, I was satisfied with the teaching and customer service I received.
I would like to appreciatemy lecturer Ms Alexis, she is not only a wonderful tutor but person too. She has helped me step by step and has been so considerate for the time I had taken off. When I came back into class I was ready to learn and I am a great believer that if you have a good teacher you will be motivated to learn ever more. Thank you for all the positive and constructive fed back regarding my work. My journey with SCCD so far has been a pleasant one with all the other staff member's who are there to support you to. Thank you Ms Alexis and SCCD. Parminder Rathore.
I would like to show my appreciation to my lecturer Paulina, whose lessons are always a pleasure to attend. She is very attentive and wants the best for her students, by going the extra mile in finding solutIons. Her class is never a bore and is always informative and optimistic. Thank you for your great efforts!
Hi, i have been with SCCD since June this year, and I'm enjoying the course very much, all the teachers are very supportive and lectures are very well structured and delivered. I am very pleased to have chosen SCCD as my training centre and would recommend for others. Also a huge thank you to all the staff who makes the centre a pleasant place to be. Especially to Shaaria Alexis you are very helpful and supportive in the work we do and very attentive, we all enjoy your lectures very much. Ambreen Shamim
The good people at SCCD are very accommodating and helpful, especially Khaleda & Stevens . My lecturer Paulina is particularly amazing too! She takes the time to make sure you've understood the assignment. Genuinely tries to give you encouragement and every opportunity to complete the course and achieve your goals. I personally have recommended SCCD to just about any one who will listen.
I would like to say "thank you " to a great lecturer Mrs Paulina.She was always there for all of us, giving advice, explaining, marking assignments on time, her lectures were interesting as she was well prepared and so passionate about teaching. OUR LECTURER is very kind, helpful and professional. I APPRECIATE EVERYTHING SHE HAS DONE.
I would like to say how beneficial I find my lectures with support to my outcomes; to my work place and also to my own knowledge. These lectures help me develop a great understanding towards the educational sector and my own personal teaching development. This is a great course to take which is specific to the role of a teacher � Ryan
By Fiona williams: " I am currently enjoying this course, the lectures are very in depth and throurouly enjoyable. Paulina makes the lectures very engaging and a joy to attend, I have learnt an incredible amount in such a short space of time, about the education system and myself. I highly recommend this course for all would be teaching assistants." ☆☆☆☆☆